Valerie, back in Singapore, patiently teaching a very confused student like me!

I actually got an F and failed Financial Accounting

That was when I looked for help

After Valerie taught me, I started getting As and Bs

But by then, that one F had already pulled down my overall grades

So I ended up with a B+ average for my diploma in Singapore

If I had met her sooner, I think I would have earned an A average